Since my first day at RBS Bank almost twenty years ago, I've helped thousands of business owners like you get the right funding for their businesses.

Have you thought about getting funding in 2025? If so, you are probably wondering...

"Which lender will give me the best rate?"
"Which product is the best for my business long-term?"
"What is a good rate in today's market?"
"Should I work with a bank vs a funding broker?"
"Should I just try and go it alone?"

Since starting Sedulo Funding Solutions in 2016, we've helped hundreds of business owners secure over £1 billion in funding. We help people like you turn their 'big idea' into reality every single day.

We want you to think beyond cash flow struggles or start-up capital.

With experience across the world's leading financial institutions, we’ll help you access the best financial products on the market.

As part of the UK’s fastest-growing financial and advisory group, The Sedulo Group, our advice is informed by industry-leading investment and advisory experts.

My dad had a hardware shop. Every Friday, he would sit and count up the money for the week. I asked him why he did that instead of clocking off for the weekend.

He always said, “Most businesses fail because of £500”. At the time, I didn’t understand what he meant. Now, I realise he was talking about cash flow.

According to a study by the charity SCORE, 82% of small businesses fail due to cash flow issues. In my experience, there’s more to the story than just bad accounting.

Most business owners don’t realise their cash flow is in trouble until it’s too late. It’s easy to see why people fall into this trap. Things are going well, and money goes in and out.

Low cash flow is like an iceberg. Six months away from 0, there’s time to steer into open water. Three months away, you might still avoid disaster – but not without leaving a dent. As you get nearer, there’s no time to turn around. You hit it. And the damage is immediate.

As I mentioned in my article, good lenders don’t like desperate business owners.

The lenders that do, aren't the ones you want. I want you to have your pick of the market. To do that, get your ducks in a row as soon as possible.

If you know you’ll need finance in three months, speak to us today. The longer you wait, the fewer options you’ll have. Talk to a funding expert today and find out what’s possible.

I’ve met plenty of business owners who say, “We don’t need funding.”

And that’s fair. But funding isn’t just about filling a gap — it’s a way to move faster.

Some businesses grow steadily over five years. Others work with a funding advisor, unlock capital, and reach the same point in five months.

We see it all the time — businesses having record months come to us to make hay while the sun shines. The right funding advisor can get you a better deal, faster, and help you dodge the delays that slow others down.

When you’ve got someone who understands the finance market, you don’t have to guess. You’ll have clear options and the confidence to keep moving.

We help you use funding as a tool to grow your business faster — not just to cover short-term gaps in cash flow.

Your job is to focus on your team, your customers, and running the business. Ours is to know the lenders, the products, and how to make funding work for your next move.

We helped our client Julian, an artificial grass installer, take advantage of a summer when his phone was ringing off the hook.

Julian took out asset finance to add two more vans, do three times as many jobs, and bring in close to six figures over a three-month period. By September, he’d already paid back the loan, but he got to keep all the extra money!

"Now that I know I can get money I need at a good rate when I need it, it means I can capitalise when things are going really well.

It's helping me cope with the winter months without worrying which was always a massive stress."

How much will I have to pay back?
Your repayment is the loan amount plus the agreed interest. There are no hidden fees or unexpected charges. You’ll have a chance to review the details when you receive an offer and again before you agree to the finance.

What if a bank has already rejected my application?
That’s exactly why we’re here. At Sedulo Funding Solutions, we help our clients access leading finance from top-tier lenders every day. Banks have tougher criteria now and are less likely to lend to small businesses overall.

What's the real difference between a funding broker and a trusted advisor?

Brokers care about deals. Trusted advisors care about clients. We work to understand your business, your goals and guide you through every step.

That’s the model we’ve built. Our broker's success isn’t measured by the number of deals they do, but by how well their clients have grown over time. It’s why so many of our clients come back to us—and why this experience feels less like a transaction and more like a partnership.

For you, that means quicker growth, fewer missteps, and faster access to the right capital at the best possible rates.

Hear it in our clients’ words below

Below is a testimonial for our commercial finance manager, Besmir Kurti, who worked with a client on a long-term bridging project.

“From introduction he has been our guiding light, helping us find the right lenders, solicitors, insurers as well as navigating us through all of the complexities presented by each party...

Bes has been an unwavering presence throughout this journey and there for us at every step, cc’d in to many emails and taking immediate action where needed, whether that be over the phone, via text or via email. He’s been our battle cry, dragging us through the mud and over the finish line. To say he went above and beyond is an understatement, his dedication and expertise have been invaluable, and we can’t thank him enough.”

5 quick steps to unlocking capital for your business

Start the process: Tell us about your business.
Let us handle the paperwork: No chasing lenders or filling out long forms. We manage the entire process for you.
We find funding options: We compare products across the market to find ones that match your goals.
Speak to your advisor: within hours, you’ll have a list of hand-picked options and an expert to help you choose the right one.
Receive your funds: Choose the best offer and get the funds into your business bank account.

Grow Your Business With Funding Today

Hi, I'm Leyton.

The reason 82% of business owners fail. And, how to avoid it

My dad had a hardware shop. Every Friday, he would sit and count up the money for the week. I asked him why he did that instead of clocking off for the weekend.

He always said, “Most businesses fail because of £500”. At the time, I didn’t understand what he meant. Now, I realise he was talking about cash flow.

How to win the game of cash flow

"I can capitalise when things are going really well"

We helped our client Julian, an artificial grass installer, take advantage of a summer when his phone was ringing off the hook.

Julian took out asset finance to add two more vans, do three times as many jobs, and bring in close to six figures over a three-month period. By September, he’d already paid back the loan, but he got to keep all the extra money!

"Now that I know I can get money I need at a good rate when I need it, it means I can capitalise when things are going really well.

It's helping me cope with the winter months without worrying which was always a massive stress."

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"He’s been our battle cry, dragging us through the mud and over the finish line"

One of the fastest growing UK mid-tier business advisory firms, for good reason.